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Retirement

Retirement Planning

Annuities

An annuity is a long-term investment that is set to pay out usually at retirement and at a set amount of money on a monthly, quarterly, or annual basis.  Annuities are great for individuals who worry about running out of money during their retirement years. 

We offer different Annuity products including our Flexible-Premium Annuity as low as $100 initial premium and $100 subsequent premiums with competitive interest rates and guaranteed income for life.  Contact us for more information.

SEP IRA

Simplified Employee Pension Plan (SEP) is a retirement plan that that is set up by an employer, including self-employed.  The employer uses this plan to set aside tax-deductible contributions for themselves and their employees. 

ROTH IRA

Roth IRA is an individual retirement account to which you contribute after-tax dollars. 

403(b)

403(b) is a retirement plan offered by certain tax-exempt organizations includes churches and public schools.  While contributions to this plan is mainly made by employees, employers can also contribute to employee’s accounts.